Arminfo.info


 Friday, December 5 2025 12:06

Ardshinbank Lowers Interest Rates on Unsecured Consumer Loans

Ardshinbank Lowers Interest Rates on Unsecured Consumer Loans

ArmInfo. Ardshinbank has improved the terms of its unsecured consumer loans by reducing the nominal interest rate to starting from 12.9%.

As a reminder, any customer who receives their salary or pension through an Ardshinbank payment card can obtain an unsecured consumer loan at this reduced interest rate. The possible loan amount ranges from 150,000 to 50,000,000 drams, and the loan term ranges from 36 to 120 months. The loans ռեպաըմենտսin equal monthly installments.

Ardshinbank also offers the opportunity to refinance loans taken from other financial institutions and transfer them to Ardshinbank under improved conditions. The main advantage of this loan is that it is provided quickly, without the need for additional documents or income verification.

“Ardshinbank is continuously working to improve loan conditions, aiming to simplify the lending process as much as possible and offer modern digital solutions. The improvement of unsecured consumer loan terms is an example of this process. This will not only greatly facilitate long-term purchase planning and coverage of current expenses for our customers, but also allow them to focus on other equally important matters,” commented Ardshinbank.

You can also apply for the loan online through the Ardshinbank mobile app. Download the app here.

Annual percentage rate: starting from 13.7%.

For full details of the promotion, visit Ardshinbank’s official website or call the 24/7 contact center at 012 222 222.

 

POST A COMMENT
Input digits     

News
 Russian Ambassador: Russian-Armenian relations enter phase of  reassessment and adaptation to evolving global and regional realities Russian Ambassador: Russian-Armenian relations enter phase of  reassessment and adaptation to evolving global and regional realities
Kocharyan: Violations recorded during Armenian parliamentary  elections sufficient to deem them illegitimateKocharyan: Violations recorded during Armenian parliamentary  elections sufficient to deem them illegitimate
Court extends pretrial  detention for defendant in Azat village  military barracks fire caseCourt extends pretrial  detention for defendant in Azat village  military barracks fire case
"Wings of Unity" party intends to file petition with Central  Electoral Commission  to invalidate parliamentary elections
Armenian MFA sends congratulatory message to Russian Foreign Ministry  on Russia DayArmenian MFA sends congratulatory message to Russian Foreign Ministry  on Russia Day
Samvel Karapetyan announces his intention to remain in politicsSamvel Karapetyan announces his intention to remain in politics
 Golden Apricot unveils its main poster for 2026 Golden Apricot unveils its main poster for 2026
Former Armenian Defense Minister fails to appear in court due to  medical treatment.Former Armenian Defense Minister fails to appear in court due to  medical treatment.
Armenia participates in  CIS MFA Advisory Council of Consuls  in  MinskArmenia participates in  CIS MFA Advisory Council of Consuls  in  Minsk
Armenia`s Investigative Committee announces  arrest of political  scientist Alen GhevondyanArmenia`s Investigative Committee announces  arrest of political  scientist Alen Ghevondyan
Expert: Public participation in decision-making essential for  sustainable urban development Expert: Public participation in decision-making essential for  sustainable urban development 
 President of Uzbekistan: Through joint efforts, we can expand  mutually beneficial Armenian-Uzbek cooperation President of Uzbekistan: Through joint efforts, we can expand  mutually beneficial Armenian-Uzbek cooperation
Putin congratulates head of Russian and New Nakhichevan Diocese of  AAC on Russia DayPutin congratulates head of Russian and New Nakhichevan Diocese of  AAC on Russia Day
Earthquake hits Azerbaijan; tremors felt in ArmeniaEarthquake hits Azerbaijan; tremors felt in Armenia
102nd Russian military base in Gyumri celebrates Russia Day  102nd Russian military base in Gyumri celebrates Russia Day  
Yerevan Mayor to  opposition: They have no idea  what awaits themYerevan Mayor to  opposition: They have no idea  what awaits them
 Armenia`s CEC annuls  results of another polling station Armenia`s CEC annuls  results of another polling station
PAP supporters  protest outside Armenia`s CEC, demanding repeat votes  at polling stations with annulled election resultsPAP supporters  protest outside Armenia`s CEC, demanding repeat votes  at polling stations with annulled election results
IDBank issued the 4th and 5th tranches of bonds of 2026IDBank issued the 4th and 5th tranches of bonds of 2026
Samvel Karapetyan proposes runoff or fresh parliamentary elections in  ArmeniaSamvel Karapetyan proposes runoff or fresh parliamentary elections in  Armenia
Serzh Sargsyan: Only idiot would think I could justify someone who  betrayed my homelandSerzh Sargsyan: Only idiot would think I could justify someone who  betrayed my homeland
RPA still believes it is necessary to fight country`s current  authorities - MamijanyanRPA still believes it is necessary to fight country`s current  authorities - Mamijanyan
Mutual readiness for open and constructive dialogue will continue to  strengthen cooperation between Armenia and Russia - RA premier Mutual readiness for open and constructive dialogue will continue to  strengthen cooperation between Armenia and Russia - RA premier 
Russian-Armenians` participation in Armenia`s electoral processes  focus of country`s law enforcement systemRussian-Armenians` participation in Armenia`s electoral processes  focus of country`s law enforcement system
Narek Karapetyan prevented from leaving ArmeniaNarek Karapetyan prevented from leaving Armenia
Delegation of RA MoD participates in a meeting of Executive Academic  Council of European Security and Defence CollegeDelegation of RA MoD participates in a meeting of Executive Academic  Council of European Security and Defence College
Incident in village of Orgov disturbing - ministerIncident in village of Orgov disturbing - minister
PAP: CEC`s decision to annul voting results at two polling stations  calls into question legitimacy of parliamentary electionsPAP: CEC`s decision to annul voting results at two polling stations  calls into question legitimacy of parliamentary elections
On June 12, Strong Armenia bloc appealed to CEC demanding thatresults  of parliamentary elections be declared invalidOn June 12, Strong Armenia bloc appealed to CEC demanding thatresults  of parliamentary elections be declared invalid
Strong Armenia: CEC`s refusal to hold re-run of polling stations  where results annulled would mean crossing democratic red linesStrong Armenia: CEC`s refusal to hold re-run of polling stations  where results annulled would mean crossing democratic red lines
Team Telecom Armenia recognized as Leading Non-Financial Issuer in  Listed Equities MarketTeam Telecom Armenia recognized as Leading Non-Financial Issuer in  Listed Equities Market
PAP calls on its supporters to come to CEC to defend their right to  freedom of expressionPAP calls on its supporters to come to CEC to defend their right to  freedom of expression
Program to protect Lake Sevan ecosystem being implemented in Armenia  with ADB financial supportProgram to protect Lake Sevan ecosystem being implemented in Armenia  with ADB financial support
Law enforcement officers raid apartment of Mother Armenia party board  member Law enforcement officers raid apartment of Mother Armenia party board  member 
ANC considers June 7 parliamentary elections results illegitimateANC considers June 7 parliamentary elections results illegitimate
Scientific Intelligentsia – A Strategic Resource for the Sustainable Development of TurkmenistanScientific Intelligentsia – A Strategic Resource for the Sustainable Development of Turkmenistan
RA CEC annulment of voting results at two polling stations once again  calls into question PAP`s bid for parliamentRA CEC annulment of voting results at two polling stations once again  calls into question PAP`s bid for parliament
Lightning strike destroys bridge in Armenia - MIALightning strike destroys bridge in Armenia - MIA
RA authorities are trying by all means possible to prevent PAP from  entering the country`s parliament - Iveta TonoyanRA authorities are trying by all means possible to prevent PAP from  entering the country`s parliament - Iveta Tonoyan
Armenian national football team  ranks 107th in  FIFA rankingsArmenian national football team  ranks 107th in  FIFA rankings
Archbishop Bagrat Galstanyan not delighted with  election results,  but considers them step forward Archbishop Bagrat Galstanyan not delighted with  election results,  but considers them step forward "in fight against  evil authorities"
"Strong Armenia" bloc to appeal CEC requesting annulment of June 7  parliamentary election results
Belgium remains committed to strengthening its partnership with  Armenia - WeverBelgium remains committed to strengthening its partnership with  Armenia - Wever
 Politician: Statement by Armenia`s third president may deprive  opposition of only political basis for ousting Pashinyan Politician: Statement by Armenia`s third president may deprive  opposition of only political basis for ousting Pashinyan
SRC Chairman assures: No political element in Tsarukyan caseSRC Chairman assures: No political element in Tsarukyan case
A group of European parliamentarians issue assessment on Armenia`s  parliamentary electionsA group of European parliamentarians issue assessment on Armenia`s  parliamentary elections
IMF Managing Director congratulates Armenian Prime Minister on  election victoryIMF Managing Director congratulates Armenian Prime Minister on  election victory
Erdogan congratulates Pashinyan on election victoryErdogan congratulates Pashinyan on election victory
Issues related to missing persons must be resolved through  cooperation - PashinyanIssues related to missing persons must be resolved through  cooperation - Pashinyan
Ardshinbank Once Again Becomes Flagship Sponsor of the EBRD Annual Meeting and Business ForumArdshinbank Once Again Becomes Flagship Sponsor of the EBRD Annual Meeting and Business Forum
Spokesperson for Prosperous Armenia Leader responds to Prime  Minister`s statementsSpokesperson for Prosperous Armenia Leader responds to Prime  Minister`s statements
Former Armenian Justice Minister calls opposition`s acceptance of  mandates alogical amid mass election violationsFormer Armenian Justice Minister calls opposition`s acceptance of  mandates alogical amid mass election violations
Pashinyan sees no possibility of renouncing current gas price  agreements with RussiaPashinyan sees no possibility of renouncing current gas price  agreements with Russia
Financial Literacy Training for Young Chess Players: Idram & IDBankFinancial Literacy Training for Young Chess Players: Idram & IDBank
Pashinyan flags potential residency requirement, limiting voting  rights for Diaspora ArmeniansPashinyan flags potential residency requirement, limiting voting  rights for Diaspora Armenians
 Fitch Ratings: Armenia election signals policy continuity amid  lingering geopolitical risks Fitch Ratings: Armenia election signals policy continuity amid  lingering geopolitical risks
"I`ll go if invited": Pashinyan on potential visit to Russia
Armenia`s Investigative Committee launches probe into death of Armed  Forces officerArmenia`s Investigative Committee launches probe into death of Armed  Forces officer
Armenia waives visa requirements for EU and UN travel document  holdersArmenia waives visa requirements for EU and UN travel document  holders
Istanbul Declaration is framework for new transport and logistics  artery tightening ring around Armenia  - expert Istanbul Declaration is framework for new transport and logistics  artery tightening ring around Armenia  - expert 
Read more



Commented